Home Insurance Insurance‘A 5 * Defacto rated insurance product to meet your needs’Sub-pages Buildings InsuranceBuildings Insurance usually pays out if your property is destroyed by fire, floods or subsidence. Damage to fixed fittings such as baths and kitchens are often included, as well as sheds, greenhouses and garages. Contents InsuranceContents Insurance covers the loss of or damage to the contents of your home. This includes your furniture, electrical goods and other items within your home. Landlords InsuranceWe have designed a buy-to-let property insurance policy to offer you protection for your buy-to-let property and its contents.