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Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’. Well the old maxim of “failing to plan is planning to fail” is no better suited to the ignoring of crucial decisions on protection.
We probably all know people – friends or family – who have fallen ill, had serious accidents or died suddenly.
Even when you’re young and healthy, the chances of these things happening to you are more likely than you might think.
Losing a family member through accident or ill health can cause enormous financial problems, but the implications don't stop there.